PayJoy Apk For Android [2022 Phone & Cash Loan App]

If you are frustrated with your low ended smartphone and want to buy a new high ended smartphone but are unable to do so because of money then don’t worry just download and install the latest loaning app “PayJoy Apk” on your smartphone and tablet.

As you know that every smartphone brand is releasing a new smartphone with new features and specifications. Friendly saying everyone wants to replace their old phone with a new one with more features.

But unable to fulfill their dream because all high ended smartphones and tablets are too expensive and are unreachable to people with low income. Today we are back with the new and latest phone loaning app which help people to buy all newly released phone with a different plan.

What is PayJoy App?

As mentioned above it is the new and latest loaning app developed and released by pay joy for android users who want to replace their old Smartphone with a new one with different loaning plans with a low-interest rate for free.

Apart from a smartphone loan plan users will also get a chance to get instant money through this app with a low-interest rate which they can easily use for their daily life activities. Currently, this new loaning app is only available for people from Mexico.

So, people from other countries don’t try this app to get a loan. However, people from Mexico at an age more than 18 with a suitable job can easily get a loan through this new app by downloading and installing this new app from any official app store or their website for free.

Information about App

Size3.7 MB
DeveloperPay Joy
Package Namecom.payjoy.status.df
Android Required5.0+

One thing that keeps in your mind while buying a smartphone through this new app you have to pay a down payment which depends upon the smartphone model and most range from 15% to 30% of the original smartphone price. After downloading the payment you have the option to pay remain amount in 3, 6, or 12 months.

The main motto of this new app is to help people to buy a smartphone which is now becoming an important part of our lives. People who don’t afford a smartphone due to money will take advantage of this app and easily buy any smartphone for free.

People from Indonesia or other countries should try these below mentioned other loaning apps from our website for free,

How to get a new smartphone using PayJoy Loaning App?

If you want to get a new smartphone then download this new app and create an account. Once you create an account now apply for a smartphone. Once you get to qualify for a smartphone loan you will get a notification. After getting a notification now follow the below-mentioned steps.

  • Visit any nearby pay joy retailer
  • Choose your smartphone and plan and pay down payment of the phone.
  • After getting the phone now pay off your loan installment through different online transaction options.

Screenshots of App

Why do people prefer this new app over other loaning apps?

People prefer this app over other apps due to the below-mentioned features like,

  • Low-interest rate.
  • Multiple loaning products.
  • No hidden costs or charges.
  • It doesn’t have any late fee for installments.
  • No need for a bank account or credit cards.
  • Support multiple languages and smartphone brands.
  • Option to cancel your loan any time or return the product if it’s not working properly.
  • And many more features that users will know after using this new app on their device.

How to download and get a loan through PayJoy Download?

After knowing all the above-mentioned loan products you have decided to download and install this new pap then download and install it from our website using the direct download link given at the end of the article. While installing the app allow all permissions and also enable unknown sources from the security setting.

After installing the app open it and create an account using different social networking sites and apps. After creating an account now open the app and you will see the main dashboard of the app with the below-mentioned options,

  • Phone
  • Loan
  • Retailer
  • About Language

If you want to get a phone then choose the phone option. For instant money choose the loan option and get a loan of 1000 to 5000 pesos within minutes for free.


PayJoy Android is the latest loaning app with multiple loan products. If you want to get multiple loan products with a single app then try this new app and also share it with your family and friends. Subscribe to our page for more apps and games.

Direct Download Link

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